I am always shocked at what my patients are paying for health insurance premiums. Then when they need chiropractic care, the insurance doesn’t pay much due to high deductibles and co-pays. So on top of paying big time premiums, you don’t get much when you need it.
I want to share with you how my family is handling their healthcare costs. We decided to join a health cost sharing organization and it has been a miracle for us. We pay less than half what we normally would pay for just a minimal health insurance policy, and when we need it, it pays much better.
Last year Jennifer had some kidney stones and she needed surgery to the tune of $48,000 and we only paid $1500.
The health share organization is called Liberty Healthshare and its awesome. I can’t recommend it enough. Go to: www.libertyhealthshare.org and check it out. They have a free decision guide and all kinds of information. Great stuff.
What’s the catch ? Well you can’t smoke and you must agree to only drink alcohol in moderation. Some people with severe pre-existing conditions aren’t accepted. When you use it, the health provider will be billing you and then you will be forwarding the bills to Liberty Healthshare. So you might be handling a little more paperwork than you are used to, but it really is no big deal. And that’s basically it.
Its great stuff, so check it out, if you want me to help you with any questions, let me know. The Liberty people are great to talk to as well.